SK + Affirm
We've partnered with Affirm to offer easy financing options.
What is Affirm?
Affirm allows you to pay for orders on SpinelliKilcollin.com through flexible financing over a period of time. The quick application process requires providing some personal information—either through the pre-qualify link below or at checkout. In most cases, you will get an instant decision on your eligibility to purchase with Affirm payments over 3, 6, 12, 18 or 24 months (ex. for a $700 purchase, you may pay $63.18 for 12 months with a 15% APR).
Affirm conducts a soft credit check, which does not affect your credit score and keeps your information encrypted and guarded using industry standard security protocols. There are no late or hidden fees. All terms of your loan option —including APR and monthly payment amounts—will be presented before you decide on a plan. This allows you to select theist option for you.
How Affirm Works
After adding items to your shopping bag, proceed to checkout, enter your shipping address and click “Pay Monthly with Affirm” under Billing & Payment.
Enter your billing address and click “Continue to Affirm” to launch the Affirm pop-up experience.
Complete the Affirm application with your name, phone number, email address, date of birth, and the last four digits of your Social Security number. Once you’re approved and checkout is complete, we will process and ship your order.
Frequently Asked Questions
What happens if I return my order?
In most instances, Affirm will not charge you if your order is returned within 2 weeks. For select items, Affirm may require a down payment when you place your order. In this instance, you will be refunded the down payment if your return is processed within 2 days.
What if my order is cancelled?
If your order is cancelled within 2 weeks, you will not be charged.
Who should I contact if I’m having technical difficulties with Affirm or have further questions?
Please visit affirm.com/help
*Affirm Universal Disclosure
Your rate will be [Insert your applicable APR financing offer (e.g 0% APR or 10-36% APR)] based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.